Submission Requirements
For underwriting review, provide the following information:
- Complete ACORD application including insured’s FEIN and a good description of operations
- Any appropriate narrative that clarifies the operation and experience of the risk
- Loss runs as described in this document
Underwriting Guidelines
To be eligible for consideration, each risk must have:
- Loss ratio less than 40% in the experience period (calculated by average annual losses divided by quoted premium)
- Generally 3 years in business
Loss Run Requirements
- Our preferred submission guidelines require that you submit the current year plus the past 3 years of loss runs
- If the preferred submissions information is not available, contact Underwriting for qualifying exceptions to our preferred submission guidelines.