AmTrust Workplace

AmTrust Workplace is an insurance product specifically designed to protect businesses from employment practices liability (EPL) exposure. It is inexpensive, comprehensive and provides free risk and employee management services previously available only to larger companies. For more information about AmTrust Workplace, visit www.amtrustworkplace.com.

Coverage

Coverage for all employees including full-time, part-time, seasonal, temporary, volunteers, as well as dedicated independent contractors
Claims Made and Reported Form
Definition of an Insured Event Includes:
- Discrimination
- Sexual harassment
- Wrongful termination/demotion/discipline
- Failure to hire/promote/fire/demote
- Wrongful infliction of emotional distress
- False imprisonment/detention, malicious prosecution
- Libel, slander, defamation of character, invasion of privacy
Standard and Enhanced Coverage Options
Enhanced Version Includes Inappropriate Third Party Conduct and Punitive Damages

Product Advantages

Automatically Added on Class Qualified Policies
15% Commission
Straightforward Underwriting Rules
Competitive Pricing
No Minimum Premium
Dedicated Claims Handling
- Personal contact within 24-48 hours of a claim notification
When we control defense, the costs are 35% less than when a policyholder selects its own defense counsel
Risk Management Web site for agents and insureds
Self-Insured Retention reduced by 50% for termination/demotion claims if prior consultation of EPL Hotline or approved Labor Law Attorney

Support Tools

Online training on preventing sexual harassment that meets the legal requirements of CA, MN, ME and HI
Additional online training on employee terminations and preventing employee discrimination
Information on compliance with wage and hour laws
Customizable employment policies and procedures available in English and Spanish:
- Example Employee Handbooks
- HR Policies
- Procedure Manuals
- FAQs
- These services are not compulsory but are recommended and kept up-to-date should you choose to use them.